You Need A Budget is a free household budgeting program which comes with a ‘unique, powerful and proven way to manage your money’. If that hasn’t sold you, nothing will, eh? You’ll need to follow their 4 step rules to make it all work apparently, but who knows, you may even be able to save the Porsche when you’re done. There are two versions, free and Pro, with the latter offering bank account synching and auto-budgeting recommendations. I suggest you try the free one, save your money and when you’ve worked it all out, panic. Or something.
Revolutionary Budgeting Interface – Quickly allocate funds to your customized spending categories and monitor category balances throughout the month. YNAB’s revolutionary budgeting interface lets you quickly and easily see what funds you have available to budget and then allocate those funds to your own custom spending categories. If funds are not spent in a particular month, they roll over to the next month so your balances can accumulate. You can monitor your spending category balances throughout the month to ensure your spending is in line with your goals.