Auntie today quotes a Directline survey showing that ‘Young people in particular are keen to update their gadgets every couple of years’. At the same time I receive a press release from insurance peddlers Hiscox which urges ‘all gadget-lovers to check the small print on their home contents insurance to make sure these expensive goods are fully covered for loss, theft or accidental damage – wherever they are taken….Hiscox’s own claims data shows that accidental damage or loss is very common – nearly half (47%) of our claims last year involved such incidents.”

So for those of you with an enquiring mind, I pray ask you to put 2 + 2 together. Gadget lovers like to upgrade their expensive gadgets regularly, but also suffer a lot of accidental damage or loss of said toys. Question – do these tragic losses occur….oooh….say every 24 months or so?