Here’s the problem. Money. It’s become far too abstract. Not only is it usually dispensed via bits of colored plastic, or transferred from place to place in digital bits and byte, but we have lost sight of the true value of the things we buy. Rather like our governments, we’re divorced from the reality of our spendthrift ways. Well no more.

How Many is a cute and free little iPhone app which lets you instantly calculate just how many hours of your work it will cost to pay for that shiny bauble you see in the store window. Not only that, but it will give you a more direct and probably painful comparison via Lattes. If that pen costs you 30 luxury soy Chai lattes with sprinkles, is it really worth it? Really?

The set up is simple, the program more so, but it’s the kind of thing that could change your life. Especially if you’re a coffee lover. iPhone only for the moment.